How to choose the best insurance agent, an agent that will provide you with excellent policyholder service! This is a very important area that touches all of our lives. The search for the best insurance agent that will provide you with excellent policyholder service; does not have to be a difficult or boring task. Follow this blue print of action and you will not go wrong! Ask for a few referrals from close friends, associates and family members, also check with the Better Business Bureau in your area.
In this author's view, all these points are valid but remember; All viable insurance companies are listed and rated by AM Best and Moody's, these two firms are excellent source on how each company is financially sound. Just because an insurance agency or brokerage is large does not mean that the agent will provide you with excellent policyholder service; it may just mean that the agent is an excellent marketer.
It is very important that you choose the right agent or broker, it is an advantage to get the best multiline insurance agency that offers all or at least most of the lines of insurance that you need in your portfolio. When you have your first insurance claim, over time we will all have one or more; that is when you will know that you have chosen well and they deliver excellent policyholder service on the claim. It is a great advantage to deal with one agency for all of your insurance needs, the mutual trust that is built between you and your agent is worth it's weight in gold!
Once you have found the right agent and you have received excellent policyholder service do not be jumping to another company because you have experienced a rate increase because the truth is, all insurance companies have rate increases and decreases from time to time. If you do jump to another company, the probability is high that they too will have a rate increase, there is no guarantee that they will not!
Find the best insurance agent that gives you excellent policyholder service, place all of your policies with them, there will be a mutual trust that will be built, then just enjoy peace of mind!